Disclaimer

MoneyNorthStar is an informational and organizational dashboard for tracking your own accounts, spending, holdings, and true exposure. It is not a registered investment adviser, broker-dealer, tax preparer, or law firm, and nothing in the Service constitutes investment, tax, or legal advice.

No recommendations

MoneyNorthStar will never tell you to buy, sell, or trade a specific security, recommend a specific portfolio allocation, or claim a security or strategy is "safe." Insights and alerts describe numbers the app has already calculated from data you provided — they do not predict future performance.

Market data

Prices are sourced from third-party providers, currently Alpaca using IEX exchange data, and may be delayed or incomplete relative to your brokerage's own statements. Fund constituent (look-through) data is sourced from issuer filings and public fund fact sheets and may lag the fund's actual current holdings. Always treat MoneyNorthStar's figures as estimates for personal organizational use — confirm anything financially significant against your brokerage or account statements.

AI-generated content

Where AI is used (for example, category suggestions or plain-English summaries), it only explains or labels numbers the app already computed. Suggestions are never applied automatically and should be reviewed before you accept them.

Your decisions are your own

Any financial decision you make is your own responsibility. Consult a licensed financial advisor, accountant, or attorney for advice specific to your situation.